You've found the home of your dreams, so what happens next?
The first simple step is to talk to Tassie Home Loans. We'll guide you through every stage of the home buying process, from working out your finances, right through to taking possession of your new home.
How much can you borrow?
If the house you've chosen is to be sold at auction, you'll need unconditional finance approval before auction day. Our How Much Can I Borrow Calculator can help you work out how much you can afford to borrow.
If you already know the purchase price of your chosen home, then our Principal and Interest / Interest Only Home Loan Calculator can help you to work out the minimum weekly home loan repayments you'll need to service your mortgage.
You can also call 1800 672 198 to make an appointment with one of the Tassie Home Loans team, and we'll work it out with you.
When you're working out how much you need to borrow, make sure to include some less obvious expenses, and think about your future plans and the impact they will have on your income:
Our professional mortgage consultants will help you understand all the costs you need to account for when you're buying a home, so you can be perfectly prepared.
Which home loan is right for you?
This is where the advice of a Tassie Home Loans expert is essential. Is a fixed interest rate home loan or variable interest rate home loan right for you? Perhaps you need a split home loan or a low-documentation home loan? What features do you need? How flexible does your home loan need to be? What fees and insurances are involved? Will you need additional loans in the future for renovations or other contingencies?
We'll help you understand your best home loan options, so you can choose the best mortgage for your needs.
Applying for your home loan
Once you've decided on the right home loan for your needs, we'll guide you through your home loan application step by step, so you have the best chance of success with your chosen mortgage lender.
When your home loan is approved, we'll also help you with signing your home loan contract and mortgage documentation and take care of the liaison between you, the lender and your solicitor.